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We can liberate you from bad credit! Guaranteed!
area. We’ve been in business since 2001 and have served over 16,000
Approach
We consider ourselves advocates for consumers’ rights. We lobby for credit reform, repair credit, assist in re-establishing credit, provide the advice one needs through education, stop creditor harassment, negotiate interest and debts (although seldom recommended) and will soon provide a monthly newsletter about the ever- changing credit industry.
How we perform
Most “credit repair” companies only have a one-step system that sends one round of letters to the credit bureaus. You can do this yourself at home. The problem with this method is that there is only about a 10% chance anything will be removed. Even if it was removed, when the creditor goes to bureaus, he/she finds it has been put right back on. We all need to work together to make credit laws fair. Unfair credit laws are much, much more outrageous than even high gasoline prices! Working together helps change happen.
How It Works
We have a system that goes to the root of the problem to handle it permanently. This, in our opinion, is the ONLY way to handle the problem. We have a multi-stage process in place that is tailored to your specific case. You will almost never find two credit reports alike. If this is so, how can you run a general “fix-all” system? The answer is you can’t. Each creditor responds differently to different clients, and our specialty is handling these differences.
Our Services
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Manage
CREDIT REPAIR
All the education and consultation in the world will not help you if you have negative, nagging old debt that won’t go away. We DO NOT use the same simple techniques that most credit repair companies use. Federal Law states that ALL information reported to the credit bureaus must be 100% accurate or that line item is inaccurate. Most companies, in an attempt to save money, do not follow the 246 laws and court rulings in reporting credit. We actually investigate each credit listing for flaws and inaccuracies. Most of the time, we find them and can have the bureaus remove that item. We have professionally trained personnel that perform this task.
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Partnership
CREDIT CONSULTATION
Credit Help USA is only a phone call away. As often as needed, our clients may visit our office or telephone us. They will talk to a trained, professional “Credit Analyst”. We have professionally trained personnel that perform this task. What we do is completely legal. We believe that consumers should pay their debts as agreed, but, sometimes, it takes starting with a clean slate. We believe that our clients are better risks for creditors in the future after using our service.
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Growth
CREDIT REBUILDING ASSISTANCE
Credit Help USA has companies guaranteed to finance anyone. This is only for the sake of establishing positive trade lines. You can also purchase tradelines from us and we place them on each of your bureaus. These positive accounts have credit limits from $5000.00 to 20,000.00 and payment histories from 5 years to 20 years. In many cases one tradeline of $5000 limit and 5 year history can raise scores 60 to 70 points per bureau.
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Plan
CREDIT EDUCATION
We want our clients to understand how credit works. We provide one-on-one consultations and free seminars, as well as monthly newsletters. Better-educated consumers make better choices and through these choices maintain better credit scores which equates to huge savings in interest rates.
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Grow
CREDIT REBUILDING ASSISTANCE
Credit Help USA has companies guaranteed to finance anyone. This is only for the sake of establishing positive trade lines. You can also purchase tradelines from us and we place them on each of your bureaus. These positive accounts have credit limits from $5000.00 to 20,000.00 and payment histories from 5 years to 20 years. In many cases one tradeline of $5000 limit and 5 year history can raise scores 60 to 70 points per bureau.
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Manage
DEBT AND INTEREST NEGOTIATION
Credit Help USA can usually reduce the amount owed on a bad debt; however, in most cases we don’t recommend this as it usually does our clients no good and can even harm them. However, there are exceptions. Usually, these debts need to be deleted and totally removed from your credit reports.
Get a free consultation
Order a 3 Bureau Credit Report from the company I affiliate with Trusted Credit Reports and get a FREE CONSULTATION Trusted Credit Reports offers the lowest cost reports available at just $19.99!!
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On your behalf, we will contact credit bureaus and creditors and negotiate errors and/or inquiries on your credit report. We can increase your credit score by dealing directly with credit bureaus and your creditors. We provide fast, quality service, both locally and nationwide.
Become a client today and experience a better life with better credit!
Get In Touch!
WE LOOK FOWARD TO HEAR FROM YOU!
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Credit Help USA
Experience a Better Life With Better Credit!
We Can Liberate You From Bad Credit, Guaranteed!
Contact
Get In Touch
Leslie Mathis
President
Credit Consultant
lesliemathis@credithelpusa.org
FAX: 214-988-5190
Weekend: Appointment Only