(817) 909-0504 info@credithelpusa.org

We can liberate you from bad credit! Guaranteed!

 Our home office is in the Arlington, TX
area. We’ve been in business since 2001 and have served over 16,000
clients. We are bonded, insured and licensed by the State. We are, however, not a law firm, nor are any of our employees lawyers. We do not give legal advice. We simply guide you through, utilizing our vast experience and research.


We consider ourselves advocates for consumers’ rights. We lobby for credit reform, repair credit, assist in re-establishing credit, provide the advice one needs through education, stop creditor harassment, negotiate interest and debts (although seldom recommended) and will soon provide a monthly newsletter about the ever- changing credit industry.

How we perform

Most “credit repair” companies only have a one-step system that sends one round of letters to the credit bureaus. You can do this yourself at home. The problem with this method is that there is only about a 10% chance anything will be removed. Even if it was removed, when the creditor goes to bureaus, he/she finds it has been put right back on. We all need to work together to make credit laws fair. Unfair credit laws are much, much more outrageous than even high gasoline prices! Working together helps change happen.

How It Works

We have a system that goes to the root of the problem to handle it permanently. This, in our opinion, is the ONLY way to handle the problem. We have a multi-stage process in place that is tailored to your specific case. You will almost never find two credit reports alike. If this is so, how can you run a general “fix-all” system? The answer is you can’t. Each creditor responds differently to different clients, and our specialty is handling these differences.

Our Services

Finally,  Professional Credit Repair . . .
Credit help USA provides complete financial solution services.


All the education and consultation in the world will not help you if you have negative, nagging old debt that won’t go away. We DO NOT use the same simple techniques that most credit repair companies use. Federal Law states that ALL information reported to the credit bureaus must be 100% accurate or that line item is inaccurate. Most companies, in an attempt to save money, do not follow the 246 laws and court rulings in reporting credit. We actually investigate each credit listing for flaws and inaccuracies. Most of the time, we find them and can have the bureaus remove that item. We have professionally trained personnel that perform this task. 


Credit Help USA is only a phone call away. As often as needed, our clients may visit our office or telephone us. They will talk to a trained, professional “Credit Analyst”. We have professionally trained personnel that perform this task. What we do is completely legal. We believe that consumers should pay their debts as agreed, but, sometimes, it takes starting with a clean slate. We believe that our clients are better risks for creditors in the future after using our service.


Credit Help USA has companies guaranteed to finance anyone. This is only for the sake of establishing positive trade lines. You can also purchase tradelines from us and we place them on each of your bureaus. These positive accounts have credit limits from $5000.00 to 20,000.00 and payment histories from 5 years to 20 years. In many cases one tradeline of $5000 limit and 5 year history can raise scores 60 to 70 points per bureau.



We want our clients to understand how credit works.  We provide one-on-one consultations and free seminars, as well as monthly newsletters.  Better-educated consumers make better choices and through these choices maintain better credit scores which equates to huge savings in interest rates.



Credit Help USA has companies guaranteed to finance anyone. This is only for the sake of establishing positive trade lines. You can also purchase tradelines from us and we place them on each of your bureaus.  These positive accounts have credit limits from $5000.00 to 20,000.00 and payment histories from 5 years to 20 years.  In many cases one tradeline of $5000 limit and 5 year history can raise scores 60 to 70 points per bureau.



Credit Help USA can usually reduce the amount owed on a bad debt; however, in most cases we don’t recommend this as it usually does our clients no good and can even harm them. However, there are exceptions. Usually, these debts need to be deleted and totally removed from your credit reports.

Get a free consultation

Order a 3 Bureau Credit Report from the company I affiliate with Trusted Credit Reports and get a FREE CONSULTATION Trusted Credit Reports offers the lowest cost reports available at just $19.99!!

My name is Leslie, and I am the Executive Account Manager of Credit Help USA


Do you have debts that you are having difficulty paying off?  If so, there is an easier, more affordable, alternative to bankruptcy. 


There are law firms and credit repair companies that will charge you hundreds or even thousands of dollars to repair your credit; however, they can’t promise you the outcome of any dispute.


We help you succeed in getting your credit back on track, so that you can enjoy the benefits that good credit can give you.  Are you tired of being turned down for credit?  Don’t you want low interest rates?  The difference between good and bad credit can mean saving hundreds of dollars a month on interest rates.   Are you tired of renting?  With Credit Help USA, owning your own home can become a reality in the shortest amount of time possible.  Credit improvement doesn’t happen overnight–it can take 2-6 months for you to see positive results, but the results will come!


Inaccurate negative items can be removed from your credit reports. This includes, but is not limited to, charge-offs, tax liens, foreclosures, judgements, medical bills, repos, evictions, late payments, collections, and even bankruptcy.  On average, Credit Help USA can get 75 to 80% of your negativity removed–that is not to say that 100% can’t be removed–it happens all the time.  Through our market research, we have seen credit scores increase with the removal of just one negative item on an individual’s report–but we won’t be satisfied with that.  Our goal is to remove all negative information and increase your positive credit, so you will see your credit scores soar!  


Bad credit can prevent you from acquiring a loan, obtaining a credit card, securing a job, buying a car, purchasing a home, or just about anything else!  We provide the easiest way for you to start saving hundreds of dollars by repairing your credit and raising your credit scores.  We are so confident of this that we will provide you a written, money-back guarantee! 

On your behalf, we will contact credit bureaus and creditors and negotiate errors and/or inquiries on your credit report.  We can increase your credit score by dealing directly with credit bureaus and your creditors.  We provide fast, quality service, both locally and nationwide.


We charge a one-time, flat fee.  Everything that we delete from your credit reports will be permanent.  Every deletion we make will result in a new credit report which will be sent directly to you from the credit bureaus (Equifax/CSC, Experian, Transunion), so you will receive the information directly from the source.  The deletions will never reappear.  The less negative credit you have and the more positive credit you have, the greater the increase in your credit scores.  We can help you either reestablish good credit or establish good credit if the need is there.
As there are many factors involved in your credit scores, we educate you and guarantee results.  We will be in contact with each other throughout the process–you will not have to go through this alone.  You will receive a second chance with your credit and regain your peace of mind.


With good credit, you can look forward to lower interest rates and payments for the rest of your life.  When we talk, we will review together your credit report so we may identify the items containing adverse information that is effecting your credit scores and purchasing power.


My goal is for you to enjoy financial freedom.  Let us help you get started to improve and take back control of your finances today!
Please call me at 817-909-0504 or e-mail me at lesliemathis@CreditHelpUSA.org.

 Become a client today and experience a better life with better credit!

Get In Touch!



Credit Help USA


Experience a Better Life With Better Credit!
We Can Liberate You From Bad Credit, Guaranteed!


Get In Touch

Leslie Mathis


Credit Consultant 


OFFICE: 817-909-0504

FAX:  214-988-5190

M-F: 8am-5pm (CT) 

Weekend: Appointment Only