Privacy Policy

Effective Date: [July 26, 2025]
Last Updated: [July 26, 2025]

Credit Help USA, CHUSA, LLC, respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website https://credithelpusa.org, and use our services.

1. Information We Collect

We may collect the following types of information:

a. Personal Information

• Full name

• Email address

• Mailing address

• Phone number

• Date of birth

• Social Security Number (SSN)

• Credit report information

• Financial and employment details

b. Automatically Collected Data

• IP address

• Browser type and version

• Time zone settings

• Pages visited and time spent on our website

2. How We Use Your Information

We may use your information to:

• Provide and manage our credit repair services

• Communicate with you about your account or services

• Verify your identity

• Comply with legal obligations

• Improve our website and customer service

• Send promotional messages (you may opt out)

3. Sharing Your Information

We do not sell your personal information. We may share your data with:

• Credit bureaus for dispute processing

• Service providers under contract (e.g., CRM, secure storage)

• Legal authorities as required by law

4. Data Security

We implement industry-standard security measures, including SSL encryption and secure data storage practices. However, no system is 100% secure.

5. Your Rights

You may:

• Access, update, or correct your data

• Request deletion of your personal information (subject to legal requirements)

• Opt out of marketing communications at any time

6. Children’s Privacy

We do not knowingly collect data from individuals under 18 years of age.

7. Third-Party Links

Our site may contain links to external sites. We are not responsible for their privacy practices.

8. Changes to This Policy

We may update this Privacy Policy. Changes will be posted on this page with a revised effective date.

9. Contact Us

If you have any questions or concerns, please contact us:
CHUSA, LLC
801 Road to Six Flags W., Ste. 143, Arlington, TX 76012
Phone: 817-909-0504
Email: [info@credithelpusa.org]