Effective Date: July 26, 2025
Welcome to credithelpusa.org, operated by CHUSA, LLC (“Credit Help USA”, “we”, “our”, or “us”). By accessing or using our website and services, you agree to these Terms and Conditions.
1. Services
We offer credit assistance services, including:
- *Credit Report Analysis
- *Credit Counseling
- *Credit Education
- *Credit Restoration Assistance
- *Credit Bureau Disputes
- *Credit Rebuilding
- *Stop Credit Inquires Without Client Authorization
2. Eligibility
Our services are for U.S. residents 18 years or older.
3. No Guarantees
We do not guarantee credit score increases or specific deletions. Results vary by individual.
4. Fees and Payment
All fees will be disclosed in writing before services begin. We comply with the Credit Repair Organizations Act (CROA) and Texas law. No advance fees are charged; billing occurs after services are performed.
5. User Responsibilities
- Provide accurate information
- Use the site lawfully
- Keep login credentials confidential
6. Intellectual Property
All content is the property of CHUSA, LLC. You may not reuse our content without written permission.
7. Limitation of Liability
We are not liable for credit score changes, delays, or third-party actions.
8. Cancellation
You may cancel at any time in writing. Refunds are subject to applicable law and service agreements.
9. Dispute Resolution
Disputes shall be resolved via binding arbitration in Tarrant County, Texas under Texas law.
10. Updates
We may revise these Terms at any time. Continued use means you accept changes.
11. Contact Information
CHUSA, LLC
801 Road to Six Flags W., Ste. 143
Arlington, TX 76012
Phone: 817-909-0504
Email: info@credithelpusa.org
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